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Fbto Actiecodes & Verified Deals – October 2026

Looking for the latest Fbto Kortings? As of October 2026, our team has manually verified 15 offers for Zorgverzekering, Autoverzekering, Reisverzekering. Browse current Actiecodes, working discounts, and exclusive deals, while expired offers are regularly removed.

Fbto offers 0 coupon codes and 15 deals as of October 2026. Today's top offer: E-bike Verzekering: Discounted Rates for Electric Bikes. Codes are verified and updated daily.

50%
OFF
E-bike Verzekering: Discounted Rates for Electric Bikes

Electric bicycle insurance is offered with a promotional rate. This helps protect your e-bike investment.

No-Cost EMI
No-Claim Korting: Drive Safely & Reduce Your Auto Premium

Policyholders with a clean claims history can earn a no-claim discount. This reduces auto insurance costs.

40%
OFF
Free Extra Coverage: Aktie op Aanvullende Zorgverzekering

Some supplementary health insurance plans include free additional coverage. This is a promotional offer.

5%
OFF
Fietsverzekering: Protect Your Bike & Save 5%

Bicycle insurance policies can be purchased with a small discount. This covers both regular and e-bikes.

Up to
10%
OFF
New Customer Welcome: Up to 10% Off Your First Policy

First-time customers may qualify for a welcome incentive. This typically applies to their initial insurance purchase.

Up to
10%
OFF
Collectiviteitskorting: Up to 10% Off for Group Members

Members of specific collectives or organizations receive a discount. This applies to various insurance products.

Student Offer
Studentenkorting Zorgverzekering: Save on Health Plans

Students are eligible for a discount on their health insurance. Proof of student status is required.

20%
OFF
Korting via Werkgever: Reduced Rates for Employees

Employees of partner companies can access special discounted rates. Verify eligibility through your employer.

Expires Oct 09, 2026
Bundle
Bundle & Save: Combine Policies for a Discount

Secure a discount when purchasing multiple insurance policies. This applies to various combinations like home and auto.

15%
OFF
Pakketkorting: Discounts for Multiple Policyholders

Insure more items or people to receive a package discount. This applies to various insurance types.

25%
OFF
Woonverzekering Savings: Get a Discount on Home Policies

Home insurance policies are eligible for a discount. This applies to both Inboedelverzekering and Opstalverzekering.

Cashback
Special Cashback Offer on Selected Insurance Products

Receive a cashback reward on eligible insurance policies. This promotion is often seasonal.

Up to
8%
OFF
Zorgverzekering: Get Up to 8% Off Your Premium Today

Receive a percentage off your health insurance premium. This deal is often available through collective agreements.

6%
OFF
Motorverzekering: Secure 6% Off Your Policy This Week

Motorcycle insurance policies are available with a percentage discount. This offer is for new or renewing policies.

45%
OFF
Overstapbonus: Get a Reward When Switching to FBTO

Customers transferring their insurance to FBTO can receive a bonus. This is typically a one-time offer.

Customer Reviews

4.3
Average Rating
6
Total Reviews
Laura Torres
★★★★☆
1 month ago

Detailed review of Autoverzekering

I recently switched my Autoverzekering to FBTO. The online application was surprisingly smooth, I could easily compare different coverage options and adjust the modules. I added the 'Pechhulp verzekering' which gave me peace of mind. The confirmation email came within minutes, and all documents were accessible in 'MijnFBTO'. I had a small question about my no-claim discount a few days later, and their customer service via chat was quick and helpful, clarifying everything. The premium was competitive, and the whole setup felt very professional. I haven't had to make a claim yet, but so far, the experience has been positive from start to finish.

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Lisa
★★★★★
2 months ago

Consistent service for years

I've been with FBTO for my Woonverzekering for a few years now, and just added a Rechtsbijstandverzekering. They're consistently reliable. The process for adding the new policy was just as easy as when I first signed up. I appreciate that I can adjust my coverage modules whenever I need to, which is a big plus. Never had any issues with claims either, they've always been handled efficiently. That's why I keep coming back.

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Cleo
★★★★☆
2 months ago

Good value for Zorgverzekering

I was looking for a new Zorgverzekering and compared a lot of providers. FBTO offered a really competitive rate, especially with the 'collectiviteitskorting' I qualified for through my work. It wasn't a huge discount, but every bit helps. The process was straightforward, and I felt like I got good coverage without overpaying. Worth the switch for the savings.

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Mike
★★★★☆
2 months ago

Quick setup, fair price

Signed up for Ongevallenverzekering. Website was easy to navigate. Price was good. Got confirmation fast. No complaints.

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Phil Hughes
★★★★★
2 months ago

Easy to set up Reisverzekering

Needed a Reisverzekering for my trip last month. Went with FBTO because a friend recommended them. The website was super easy to use, just picked what I needed and that was it. Got my policy email pretty quick. Everything worked out fine, no fuss, no drama. I'd use them again for sure.

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Derek W.
★★★★☆
2 months ago

Decent service, minor hiccup

I got my Inboedelverzekering from FBTO last month. The online process was quick and I liked being able to customize it. The premium was fair too, better than my old provider. My only small issue was that it took a bit longer than expected for my policy documents to show up in the online portal, maybe two days instead of instantly. Not a huge deal, but I prefer things right away. Overall, a good experience and I'm happy with the coverage.

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Fbto Community Discussion

Share tips, ask questions & help fellow shoppers save more

A
Andre
2 months ago

How quick are FBTO with processing claims, especially for health stuff? Like, if I submit a medical bill, how long til I get reimbursed?

J Jared Y. 1 month ago
From my experience, health claims are usually processed pretty fast, like within a few days to a week. You submit it through their app or website.
6
C Colin Reyes 1 month ago
I've submitted a few dental claims. They're usually pretty quick, like less than a week. Sometimes it's even faster if all the info is clear.
4
8 Responses (2)
S
Shane
1 month ago

I'm looking to get car insurance with FBTO. What's the deal with discounts? Do they have any new customer bonuses or anything?

S Steve Carter 1 month ago
They don't usually do big welcome gifts, but you can definitely get discounts. Look into 'no-claim' for sure, and sometimes if you bundle policies you get a bit off.
6
P Paula 1 month ago
My car insurance discount came from a collective agreement through my employer. Check if your work or a club you're in has a deal. They don't really do promo codes you just type in.
4
6 Responses (2)
W
Wendy H.
1 month ago

Does FBTO offer any student discounts for health insurance? I'm trying to save some cash.

T Tom Vargas 1 month ago
I think they do sometimes, but it's often through specific collective agreements, not like a general promo code. Check if your school or university has a deal with them.
4
K Kate C. 1 month ago
My friend got a student discount last year, but it wasn't a code she entered. It was automatically applied when she signed up through her university's portal. Might be worth looking into that.
5
6 Responses (2)
L
Lisa M.
1 month ago

Is it true that FBTO is part of Achmea? Just wondering about their reliability.

L Lisa 1 month ago
Yep, they are part of Achmea. It's like their direct, no-frills brand, I guess. Gives them a solid backing.
6
N Neil 1 month ago
Oh yeah, totally. Achmea is a huge insurance group in the Netherlands, so FBTO is definitely legit and not some small random company.
3
3 Responses (2)
R
Rachel Z.
1 month ago

Hey, I'm trying to figure out my health insurance premium for next year. Is there an easy way to calculate it on the FBTO site without having to go through the whole signup process?

T Tom 1 month ago
They have a tool for that! You can just plug in your info and what kind of coverage you want, and it'll show you the premium. Don't need to commit to anything.
5
J Jared 1 month ago
Yeah, just go to their health insurance page. There's usually a big button or section that says 'premie berekenen' or something similar. It's pretty straightforward.
6
2 Responses (2)

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